HomeSuite Post 069

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It's summertime, which means pools are open and trampolines are up. All the more reason why your homeowners insurance should also include personal liability insurance.

Homeowners liability coverage provides financial protection if you're found liable after a guest is injured at your home. Suppose, for instance, a guest slips and falls on your pool deck or a flight of stairs. If you're found liable for their injuries, liability coverage may help pay for their related medical or legal expenses.

This coverage is typically included in a standard homeowners insurance policy, though limits — the maximum amount an insurer will pay toward a covered claim — will apply.

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