Cancel, Switch & Save with No Cost
Save money while having your morning coffee! Many people think it costs extra money to cancel or rewrite a policy. So, they don't look into switching until their policy is almost up.
But it actually doesn't cost anything!*
Here’s what happens:
We'll have a quick conversation to gather info, so we can choose a policy.
Once we have the best policy chosen, you will inform your current insurance carrier of your intent to cancel. This allows the current carrier to produce a refund check, which will be sent to you.
You then deposit the refund and can use the money to pay for your new (more affordable) policy.
Only overdue premiums you currently owe will need to be paid. In Michigan, there isn't a “minimum earned premium” for policies, which means you will be refunded the remaining premium should you cancel a policy before its expiration date.
It may require a few phone calls, but it’s worth it for you to consider. It can save you a lot of money during a time you need it most.
*It does not cost money to cancel or rewrite policies with any of the carriers we work with at Insurance One (i.e. Progressive, Safeco, AAA, Citizens and more). To our knowledge, there are no costs with other carriers, either.